Yen Espaol | No one expects a car accident, but more than 6 million people are involved in crashes every year in the United States. It is natural to feel anxious and worried when this happens to you, but knowing what to do can help you stay calm.
1-Check the scene for injuries and danger. “Safety is your number one priority after an accident,” said Eric Brand, chief claims officer at car insurance company Esverne. “Store physically and any passengers to evaluate your condition and protection. Also check your surroundings.” Do you feel bad? Do you smell smoke? Are you still in heavy traffic? Take a rapid look at the circumstances.
2-Go to Safety and / or call 911. If everyone in your car is OK, avoid possible damage and go to the sidewalk or shoulder. If someone is injured, call 911, turn off your car, turn on the emergency lights and wait for emergency services to come and help.
3.Call the police. Even if the accident is minor and no one is hurt, you should call the highway patrol or the local police. In certain states, you are required by law to file an accident report with limited law enforcement. The major will request for your license, record-keeping, assurance and other information. In response, request the name, badge number and contact information of the responding officer. Similarly request for a concluding copy of the police chance report for insurance resolutions.
4-Interchange evidence with other get-togethers involved in the mishap. This includes each driver’s full name, home address, email address, phone number, driver’s license information, insurance company and policy number, and license plate number. (You want to make a picture of some of this information; see tip number. Also note the driver’s relationship with the car owner (if he is not the owner) and the car’s make, model and color If witnesses are present, also get their full names and contact information. Do not symbol any brochures unless they are for the police or cover manager.
5-Keep the conversation constructive. Emotions will rise, but try to keep yourself cool. It is not up to you or the other party to decide who is to blame. Just exchange all the necessary information and allow the insurance companies and their attorneys to make the rest. A woman using a smartphone takes a picture of a car accident on the road
6-Take photos. Use your cell phone to document the collision. Take images of all the cars complex in the accident from every approach, showing any destruction, as well as where the accident happened and other applicable indication, such as road dangers and skid marks. It is also helpful to take images of other vehicle license plates and driver’s licenses, registrations and insurance documents if you have written your notes in the wrong place or in some wrong way. Some insurance companies have an app that you can use to present photos, instead of estimating the damage that comes out of an adjuster.
7-Record what happened. Write down everything you remember about the accident, including the time of day, the weather, the road conditions, the location, what other cars were doing, and any other relevant details. If you don’t have pen and paper, order it on your phone using your notes tool, or send yourself a voice text memo. This way you can be sure that you have all the details you need later for insurance purposes.
8-Contact your insurance company. Call as soon as possible, even from the clatter scene, to continue the dues procedure.
9-Check yourself again for injuries. In all post-conflict turmoil, it is possible to be injured and unnoticed. If you later feel that you have been hurt, immediately. See your doctor. Injuries from car accidents are usually part of your automobile insurance claim.